Be it a plumber putting in new pipes, an electrician putting the wires in a commercial complex or a builder building a building or any other tradesman, everyone has a fear of a number of risks in their profession and the main reason for this fear is about causing damage to the client’s property or any kind of physical injury to any person. Just one little mistake and you can end up paying huge amount of money and destroying years of your hard work and the hard earned money. This fear of losing your business gets even worst in the present litigious times when people who have suffered losses are any minute ready to sue you to claim their loss.
In this scenario, the best way to safeguard yourself and your business is to buy a tradesman Liability insurance policy. This cover will protect you from the costly claims made against you for negligence of work, personal injury to someone, eve your own employee, property damage, natural calamities etc. A general tradesman insurance policy is meant for plumbers, plasterers, builders, electricians, carpenters, decorators and many more such professional tradesman. The tradesman insurance policy protects you against any 3rd party claims as they are often very expensive, so it is always advisable to get a cover with at least a million pounds.
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