E.coli’ fish bar had no public liability insurance

Unlike employers’ liability, public liability insurance is not a legal requirement, even for businesses selling food. And that came as something of a shock to several members of Wrexham Council, according to leaderlive.co.uk.

It was at a recent meeting of the council’s Environment and Regeneration Scrutiny Committee - dealing with the aftermath of an outbreak of E.coli cases in July 2009 - that they received the news. “This is an outrageous situation and we should take it up with the Welsh Assembly Government immediately” said Conservative member Lloyd Kenyon afterwards.

The outbreak was traced to the Llay Fish Bar which at the time was operated by Ramazan Aslan who is currently serving a jail term having admitted six food hygiene offences in a case brought by Wrexham Council. However, because Aslan had no public liability insurance and no personal assets, who was going to pick up the Council’s £24,300 legal bill? Fortunately for the councillors, the Food Standards Agency has agreed to do so.

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LANDLORD’S INSURANCE

Landlords can be of many different types. One who just wants to rent out his second home property or an ambitious property businessman who owns a lot of apartments and want to rent them out. However, one thing is common between them is that they both need to buy a landlord’s insurance o protect their properties and investments. Being a landlord, you want to use your extra property as an additional source of income for yourself. With an appropriate landlords insurance in place, you can rest assured that if any kind of damage happens o your properties, you are protected against all the financial consequences.

For example, if your property is damaged badly in a fire, your tenants had to move out and it takes about three to four months for the repairs of your property. In this case, if you have a landlords insurance , you will not only be compensated for the damages but also for the rent of all those months when your tenants had to move out due to the repairing for your property.

Small Business Insurance

So if you are businessman, then you must not delay about purchasing a suitable insurance plan for your business as you can never feel at ease without these insurance plans. These insurance plans are very important as they provide safety and security for the business insurance, irrespective of the size and turnover of the business. The success of your business does not depend upon your luck any more as it is more exposed o the risk factors that are always present in the life of the human beings.It is you who can ensure proper growth of your business. To make prosperity and success the other names for your business, you must provide it the safety cover in the form of small business insurance cover.

These insurance covers for the small business are available with various companies or agencies that are busily engaged in providing the safety coverage to these business establishments. However, you are only required to make suitable arrangement about its proper care and safety. As the owner of the small business, you are the right person to think and finalize the measures that are required for its safety and security.

your business are increasing almost every day

The risk factors that can cause severe damage to the interest of your business are increasing almost every day. These are many real life problems that can appear in front of you all of a sudden and they are so powerful that they can leave a long lasting effect on your business.

That is why you must keep an eye to get into the discussions. These discussions are certainly fruitful for you to understand the need of insurance policies for small factories and laboratories.

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The aspect of safety and security of your life and business

The evil time does not warn you before it set in. Keeping the aspect of safety and security of your life and business, you are required to understand and accept this fact of the human life and business insurance are under some strict threats and there is no way off fighting against them as they do not give you any opportunity to save them.

Actually, these threats are increasing almost each and every day. You must keep your eyes open and keep your attention focused towards the business as it is your child and you have the whole responsibility of nourishing it and taking care of it. It is important for you to take very good care of your business so that it will grow up and support you in the time to come.

Take adequate care of your small business to avoid real life risks

At present, the life of the people from all over the world is full of risks and these risks are real. It is possible that you have not faced any ill-luck till now but that does not mean that you will be safe all through your life.

Life is full of ups and downs and no one can forecast anything about the life. In the same way, the businessmen also face tremendous amount of ups and downs in their lives. Most of these business men accept the fact that it is really a tough task to run the business with smiles only. Sometimes, they faced tremendous amount of ill-luck too.

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SURGERY AND CLINIC INSURANCE

In today’s litigious world, a professional, even a doctor should take all sort of care to protect them from any kind of financial liabilities. Apart from taking insurance cover for themselves, they must also protect their workplace i.e. their clinic or surgery, the equipments, contents stored there etc. If you own asurgery and clinics insurance, in case anything happens to the premises during the natural calamity, fire, flood, and your insurance company will take care of the entire repair and rectify the necessary damages. Same goes for your expensive equipment, contents in the clinic and stock. If they are damaged in an attempt to theft, lost or anything untoward happens to them, the insurance company will help you by paying for either their repairs or buying new ones. You as an insured don’t have to worry about the finances.

A lot of insurance companies are offering surgery and clinic insurance policies which cover all the necessary aspects and that too in one comprehensive policy and at very competitive rates. You no more need to buy separate policies for everything at the clinic or surgery but just rest assured that you clinic or surgery is completely protected against any mis-happening.