Just like you take insurance for your cars, office insurance is the one that protects your office premises against any kind of damage from any natural calamity, fire, theft etc. However, unlike your car insurance, the office insurance is not mandatory. There is not legal requirement for you to buy this insurance but it is always advisable to do so as you have spent a major chunk of your finances in either building the premises or you are paying a high commercial rent for the office and obviously, you will not want to waste that money should any kind of damage happens to the premises. .
A standard office insurance policy protects and replaces everything that is in your office premises if it gets damaged, stolen or destroyed due to any reasons. Not all the companies provide glass cover to protect the windows and glass doors of your office as they are considered high risks. The office insurance cover will also cover you in case your office is under repair or for any other reasons, you are not able to use it for some time and you end up losing revenue.
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